Refinance

Refinance Your Mortgage with Clear to Close

• Reduce your monthly payments
• Lower your interest rates
• Convert home equity into cash

Why Clear To Close?

Clear to Close is a local title agency that provides reliable and consistent service and a communication platform for all parties involved in the refinancing process. We understand the uncertainty and stress associated with the refinancing of a property and are committed to providing the education and support you need to understand the entire transaction. From title insurance to closing, Clear to Close is here to guide you through the entire process seamlessly and efficiently with the lowest fees allowed by the state.

What is Refinancing?

When you refinance, you receive a new loan to pay off your current loan, Why? To get a lower interest rate, switch from an adjustable rate to a stable fixed rate loan, converting equity to cash, or getting a shorter term.

Why Refinance?

• Planned or unplanned expenses
• Household income has increased
• Need to create a stable budget
• Home remodelling, repairs, or upgrades
• Personal life has changed

What Is Title Insurance and Why Do I Need It?

Refinace loans are new loans that require a new title insurance policy to protect the lender. There are two types of policies; Lender’s Policy and Owner’s Policy in which mortgage lenders and property owners are protected against unexpected problems affecting the title and ownership of the property. Your Title Insurance policy is paid in full by a one-time premium at closing and will cover you as long as you own the property.